LULAM INSURANCE CAPE CORAL
SERVICES
Home Insurance Insurance agents can easily explain the specific needs of your home in Cape Coral, FL. Along with mortgage requirements and the difference between dwelling, personal property, liability, medical payments and loss of use coverage as well as available discounts.
Get Ludlam Insurance Quote from your local Insurance agent. They will help you find the most affordable options.
Your home is likely your most costly asset. It contains your belongings and valuables and more importantly your family and cherished memories.
After the overwhelming task of finding a new home in Cape Coral, it can be tempting to settle by purchasing a basic homeowner’s insurance policy that could leave you with inadequate coverage or paying for more coverage than you need.
Ludlam Insurance in Cape Coral, FL will make sure your homeowner’s insurance policy will provide adequate coverage to protect your home from fires, hurricanes, break-ins and more. Compensation for your financial loss will allow you and your family to continue living comfortably.
​
​
Auto Insurance
​
In the event of an accident, Auto insurance provides protection against monetary losses due to a car crash, as well as damages from a natural disaster or vandalism.
Cape Coral, FL drivers are required to have a minimum of property damage coverage and personal injury protection. Ludlam Insurance can familiarize you with legal requirements, additional coverage options such as bodily injury liability, collision, no-fault, uninsured motorist, comprehensive coverage and deductibles,Ludlam Insurance in Cape Coral, FL shops all the major carriers to find the best policy and the best rate. Easy, Low-Cost and Worry Free. That's the Ludlam
Insurance promise.
Simply call 239-673-6239 or complete our online quote request form.
Comercial Insurance
​
Ludlam Insurance offers commercial auto insurance (e.g., truck insurance) policies to protect against liabilities for property damage and bodily injury.
You can’t control what people do behind the wheel, but you can give yourself optimum protection with a sound insurance policy.
Florida commercial insurance insures your vehicles for physical damage and liability coverage for amounts, situations and usage not covered by a personal auto policy.
This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance.
Whether you currently own a business or are a prospective business owner, you can get a Free Commercial Auto Insurance quote today.
Simply call 239-673-6239 or complete our online quote request form.
Our Agents a will help you find affordable Florida Commercial Insurance to protect you and your business
ABOUT US
The Ludlam Insurance Agency has been providing quality and affordable coverage throughout the residential real estate industry since 1990. Our philosophy then still holds true today…our clients are part of our family and we will assist them with utmost service and professionalism so they can rest at night without any concerns of protecting their investment.
The Ludlam Agency Policy is underwritten by an Admitted Carrier, Rated A (Excellent) XII – A.M. Best Insurance Rating Service, providing the financial stability and strength to protect your investment.
Your building is eligible for our program if it is a Brownstone, Row House, Condominium, Cooperative, Multi-Family Dwelling or Mixed Used Building (at least 70% residential); owner or non-owner occupied, that is built of Joisted Masonry construction or better. Please review the website for more details.
​
INSURANCE INFO
Why place your homeoweners insurance with Ludlam Insurance Agency?
We've been insuring the homes of Central Floridians for over 27 years. Florida has unique risk and challenges when it comes to insuring homes (hurricanes and sink holes for example). You can count on our experience to make sure you have home insurance coverage you need.
We are a true independent insurance agency. This means we represent several homeowners insurance companies. Exclusive agents only represent one company! This gives Ludlam Lunsurance Agency the advantage when insuring your home. Different companies cater to different risks. Some companies give better discounts for certain types of construction. Another company may be more competitive with older homes. Ludlam Insurance Agency doesn’t try to fit a square peg in a round hole. You can be sure you are getting the best homeowners insurance coverage at the best price.
We also offer coverage for:
-
Condominiums
-
Renters
-
Land Lords
-
Vacant Homes
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.
-
If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
-
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
-
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
-
If you are still paying for your home, your lender will require insurance.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. We would be happy to answer any questions you may have.
Be sure to read your policy so you know exactly what's included and what is not.
CONTACT
Head Office
311 Del Prado Blvd. s unit 7
Cape Coral FL 33990
​
ludlaminsurancecapecoral.com
Tel: 239-673-6239
Fax: 239-471-7121
Employment
To apply for a job with Ludlam Insurance please send a cover letter together with your C.V (ludlaminsurancecapecoral@gmail.com)